Mudaraba is a distinct financial partnership in Islamic finance. It involves two key parties: an investor (rab-ul-mal) who provides capital and a manager (mudarib) who contributes expertise. Unlike conventional financing, Mudaraba rejects interest-based transactions. Instead, profit is shared according to a pre-agreed ratio, and losses are borne by the investor unless mismanagement or fraud is […]
Sukuk have emerged as one of the fastest-growing and most in-demand instruments in Islamic finance worldwide. Governments, corporations, and various organizations use sukuk to raise capital under Shariah-compliant structures that avoid riba (interest) and support genuine economic activity. As a result, the issuers of sukuk in the global market are remarkably diverse—ranging from major Gulf-based […]
Shariah Standard 17 is one of the key regulatory documents governing the issuance, structure, and circulation of investment sukuk in the Islamic finance industry. Developed by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), this standard aims to unify the market for sukuk—ensuring compliance with core principles of Shariah law and establishing a […]
In a world where financial opportunities abound, it is essential for Muslim investors to ensure that their investments align with Islamic principles. The concept of halal investments stems from the core tenets of Shariah, emphasizing fairness, ethical dealings, and a strict prohibition of haram (forbidden) activities such as riba (interest), maisir (gambling), and gharar (excessive […]
Over the past few years, cryptocurrencies have become one of the most discussed and innovative areas of the financial sector. From Bitcoin, launched in 2009, to a multitude of new projects, tokens, and decentralized applications (DApps), the industry has grown tremendously. However, for a Muslim investor or trader, an important question arises: Is it possible […]
Buying a home is a major financial milestone for many families. However, for Muslims, the process of purchasing property comes with the added responsibility of adhering to Shariah principles. Conventional mortgage systems often involve riba (interest), which is strictly prohibited in Islam. As a result, many Muslims seek halal alternatives for home financing. This article […]
Trading has been an essential part of Islamic culture since the time of the Prophet Muhammad (peace be upon him), who himself was a merchant. However, the permissibility of modern trading practices, especially those involving financial markets, has been the subject of debate among scholars. The primary concern lies in ensuring that trading complies with […]
In a world where financial opportunities abound, it is essential for Muslim investors to ensure that their investments align with Islamic principles. The concept of halal investments stems from the core tenets of Shariah, emphasizing fairness, ethical dealings, and a strict prohibition of haram (forbidden) activities such as riba (interest), maisir (gambling), and gharar (excessive […]
Dear friends, we at the Equal Finance team are thrilled to announce a new and exciting initiative — the Equal Finance Discussion Club! This is not just another online meetup. It’s a purpose-built space designed to bring together curious minds, aspiring investors, and seasoned professionals to explore the world of halal investments, Islamic finance principles, […]
Mutual funds have become a cornerstone of modern investing, offering individuals access to diversified portfolios managed by professional fund managers. They provide an avenue for investors to pool resources and invest in a broad range of securities, potentially reducing risk and enhancing returns. However, for Muslim investors, the critical question arises: Are mutual funds halal […]