Navigate the intricacies of Sharia-compliant investing with this comprehensive category. Understand what constitutes halal (permissible) and haram (forbidden) in the context of investments. Gain knowledge about concepts like riba (usury) and how to avoid it, and explore halal alternatives for insurance and investment that align with Islamic principles.
Halal investments, compliant with Sharia principles, are gaining traction not only among Muslims but also among investors seeking ethical and sustainable financial instruments. In 2025, the global Islamic asset market is valued at $5 trillion, growing at 15–25% annually. This article explores key halal investment options, their features, and prospects, based on the latest data. […]
Islamic finance is not merely a system of interest-free transactions governed by Sharia law—it is a deeply ethical economic model that prioritizes justice, sustainability, and social welfare. Unlike conventional systems that often measure success solely by profit margins, Islamic finance integrates moral accountability into every financial activity, ensuring that all transactions promote the public good […]
What is Takaful? Takaful is an Islamic insurance system compliant with Sharia principles. The term comes from the Arabic word “takafala,” meaning mutual responsibility. Participants contribute to a shared fund. This fund covers claims during insured events. The system avoids interest, gambling, and uncertainty, prohibited in Islam. Takaful is built on mutual help and cooperation. […]
Islamic finance is built on Shariah principles, ensuring fairness and ethics. Two central restrictions are riba (interest) and haram (prohibited activities). These concepts set Islamic finance apart from conventional systems. Understanding riba and haram helps investors and clients comply with religious norms. This article explains these restrictions in detail. You’ll learn how they shape financial […]
Islamic finance is growing due to its ethical and Shariah-compliant nature. Murabaha and musharaka are two key tools attracting investors. They differ in structure, risks, and potential returns. This article explores both methods in detail. You’ll learn their features, benefits, and drawbacks. This will help you make an informed decision. Investors can select the tool […]
Sharia-compliant capital attraction methods are pivotal in driving Islamic banking growth, excluding riba (interest) and haram (prohibited industries). Mechanisms like mudarabah, musharakah, murabahah, ijarah, sukuk, and digital tools fuel the sector’s expansion, with assets reaching $4.5 trillion in 2022, per ICD-Refinitiv. Statista projects growth to $6.7 trillion by 2027, while Market Data Forecast estimates a […]
The Islamic banking sector is outpacing traditional finance with remarkable momentum. In 2022, global Islamic finance assets hit $4.5 trillion, per ICD-Refinitiv, with projections to reach $6.7 trillion by 2027, per Statista. Its compound annual growth rate (CAGR) of 10% for 2023–2030, per Market Data Forecast, surpasses traditional banking’s 6–7%, per World Bank. What drives […]
Islamic finance, rooted in Sharia principles, offers an ethical alternative to conventional investing, blending profitability with social responsibility. By prohibiting riba (interest) and haram (forbidden industries), it emphasizes real assets and transparency. In 2024, the Islamic finance market reached $4.5 trillion, according to Deloitte, drawing investors seeking sustainable, value-driven solutions. Islamic securities sukuk—a Sharia-compliant bond […]
Islamic banking is a philosophy rooted in fairness, ethics, and partnership. By banning riba (interest), it focuses on the real economy, sharing profits and losses among stakeholders. This model captivates not just Muslim-majority nations but the world, offering stability amid economic storms. Ernst & Young’s 2024 report pegs Islamic financial assets above $4 trillion, with […]
What is Social Responsibility in Islamic Finance? Social responsibility is a core pillar of Islamic finance, rooted in Sharia’s ethical framework from the Quran and hadiths. Islamic finance demands fairness, transparency, and a ban on exploitation, inherently tied to societal welfare. Unlike conventional finance, where profit often reigns supreme, Islamic finance prioritizes community well-being alongside […]